Terms of Use

1. Purpose of Website

This Website provides users with access to health insurance quotes and related services by connecting consumers with third-party insurance providers, agents, and marketers. We collect and resell consumer data to facilitate these connections.

2. No Insurance Provider or Broker Relationship

APlusScaling is not a licensed insurance provider, broker, or agent. We do not offer or sell insurance policies. We are a lead generator and marketing platform that resells information to licensed third-party insurance professionals.

3. User Eligibility

By using this Website, you confirm that you are:

At least 18 years old and legally capable of entering into binding agreements

Providing accurate, complete, and truthful information

Using the Website only for lawful purposes

4. Consent to Contact (TCPA)

By submitting your information through our forms, you expressly consent to be contacted by:

Us and our partners

Via phone, SMS/MMS text message, pre-recorded voice, or email

Using automated dialing technology

This consent is not a condition of purchase. Message and data rates may apply.

5. Intellectual Property

All content, trademarks, graphics, logos, and other intellectual property on this Website are the property of APlusScaling or its licensors. You may not use, copy, modify, reproduce, republish, upload, or distribute any content from this site without our prior written permission.

6. Prohibited Uses

You agree not to:

Use the Website for any fraudulent or unlawful activity

Impersonate another person or misrepresent your affiliation

Interfere with or disrupt the Website’s functionality

Use any automated means (bots, scrapers) to access the Website

Attempt to gain unauthorized access to any part of the Website

7. No Warranties

THE WEBSITE IS PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT:

THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE

INFORMATION ON THIS SITE IS COMPLETE OR ACCURATE

DATA TRANSMISSION IS SECURE OR FREE OF VIRUSES

YOUR USE OF THE SITE IS AT YOUR OWN RISK.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, APlusScaling AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY:

INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES

LOSS OF DATA, PROFITS, OR GOODWILL

CLAIMS ARISING FROM YOUR USE OR INABILITY TO USE THE WEBSITE

EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

9. Third-Party Links and Services

We may provide links to third-party websites or services. We do not control or endorse any third-party content and are not responsible for their availability, accuracy, or practices. Use of those services is at your own risk.

10. Privacy

Use of the Website is subject to our Privacy Policy, which explains how we collect, use, and share your information. By using the Website, you consent to the practices described in that policy.

11. Applicable Law

These Terms are governed by and construed in accordance with the laws of the State of Wyoming, without regard to conflict of law principles. Any disputes shall be resolved exclusively in the courts of Wyoming.

12. Arbitration and Class Action Waiver

You agree to resolve any disputes through binding arbitration conducted under the rules of the American Arbitration Association. You waive the right to:

Bring claims in court

Participate in a class action

Each party must bring claims individually.

13. Indemnification

You agree to defend, indemnify, and hold harmless APlusScaling from and against any claims, damages, liabilities, or expenses arising from:

Your use of the Website

Violation of these Terms

Infringement of any third party’s rights

14. Termination

We reserve the right to suspend or terminate your access to the Website at any time, without notice, for any reason including violation of these Terms.

15. Changes to These Terms

We may update or modify these Terms at any time by posting the updated version on this page. Your continued use of the Website following any changes constitutes your acceptance of the revised Terms.

16. Contact Us

If you have any questions about these Terms or need to contact us:

APlusScaling
[email protected]